Terms of Service

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Last updated: 7/17/2025

Acceptance of Terms

By accessing and using SnowballCash, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

SnowballCash is a free online tool that helps users:

  • Calculate debt payoff strategies using the snowball method
  • Compare different debt payoff approaches
  • Generate personalized debt payoff plans
  • Estimate interest savings and payoff timelines
  • Import debt information via CSV files

Use License

Permission is granted to temporarily use SnowballCash Calculator for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials
  • Use the materials for any commercial purpose or for any public display
  • Attempt to reverse engineer any software contained on the website
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or mirror the materials on any other server

Disclaimer

The materials on SnowballCash are provided on an 'as is' basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

The calculations provided by this tool are estimates only and should not be considered as financial advice. Always consult with a qualified financial advisor before making any financial decisions.

Limitations

In no event shall SnowballCash or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the website, even if we or an authorized representative has been notified orally or in writing of the possibility of such damage.

Accuracy of Materials

The materials appearing on SnowballCash could include technical, typographical, or photographic errors. We do not warrant that any of the materials on the website are accurate, complete, or current. We may make changes to the materials contained on the website at any time without notice.

Links

SnowballCash has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by SnowballCash of the site. Use of any such linked website is at the user's own risk.

Modifications

We may revise these terms of service for the website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these Terms of Service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws and you irrevocably submit to the exclusive jurisdiction of the courts in that location.